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Archive · November 12, 2025

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The Lead

Story 01

Samsung and Barclays Team Up to Launch U.S. Credit Card

Samsung Electronics is entering the U.S. credit card market through a strategic partnership with Barclays, directly challenging Apple's dominance in digital wallets. This move not only intensifies the competition among tech giants but also reshapes consumer finance dynamics, potentially altering consumer choices and loyalty in digital payment solutions.

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Also Worth Knowing
№02

Square Expands Crypto Reach, Enables Bitcoin Payments for Merchants

Square has introduced a feature that allows over four million merchants to accept bitcoin payments, significantly advancing cryptocurrency's integration into mainstream retail. This development not only broadens the utility of bitcoin but also signals a major shift in merchant services, potentially influencing consumer payment preferences and the broader adoption of digital currencies.

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№03

Visa and Mastercard Reach Settlement Over Interchange Fees

Visa and Mastercard have settled a major dispute with U.S. retailers over interchange fees, agreeing to lower charges and enhance merchant freedom in card acceptance. This resolution could lead to more competitive fee structures and greater flexibility for retailers, impacting how payments are processed and potentially lowering costs for consumers.

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№04

Bank of England Sets Regulatory Framework for Systemic Stablecoins

The Bank of England has proposed new regulations for systemic stablecoins, including holding caps for individuals and businesses. This move is pivotal in shaping the future of digital currencies in the UK, ensuring stability and security in the burgeoning sector, and could set a precedent for other central banks.

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№05

Revolut Eliminates Fees for Fiat to Stablecoin Conversions

Revolut is revolutionizing its cryptocurrency services by offering fee-free conversions from fiat to stablecoins, making digital currencies more accessible to its users. This enhancement not only simplifies transactions but also positions Revolut as a leader in financial innovation, potentially attracting a larger user base and encouraging the adoption of stablecoins.

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The Long Memory
“The settlement between Visa and Mastercard with U.S. retailers could lead to more competitive fee structures and enhance merchant autonomy in choosing payment methods.

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