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Archive · January 15, 2026

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The Lead

Story 01

Swift to Build Shared Ledger for Tokenised Asset Transactions

Swift is integrating a blockchain-based shared ledger into its infrastructure, following successful interoperability trials with major banks. This move could redefine cross-border transactions, challenging blockchain-native platforms by leveraging Swift's established network. As traditional banks adopt blockchain for asset transactions, expect increased regulatory scrutiny on interoperability standards. The real challenge will be achieving seamless integration with existing systems.

Source: Finextra
Also Worth Knowing
№02

PayPal and Deutsche Bank Strike Global Payments Deal

PayPal and Deutsche Bank have expanded their partnership to enhance payment solutions across multiple regions. This collaboration strengthens both companies' positions in the global payments market, potentially increasing their market share. The partnership could lead to more integrated payment experiences, driving further adoption of digital payments. However, navigating regulatory challenges across jurisdictions will be crucial for success.

Source: Finextra
№03

JPMorgan Expects Crypto Inflows to Rise Further in 2026

JPMorgan predicts an increase in crypto inflows in 2026, following a record $130 billion in 2025, supported by additional crypto regulation. This trend could solidify crypto's position in mainstream finance, encouraging traditional financial institutions to enter the market. Greater regulatory clarity may drive institutional adoption of cryptocurrencies, further fueling market growth. However, this optimism hinges on the stability of the regulatory environment.

Source: The Block
№04

Alpaca Becomes a Unicorn with $150 Million Series D

Alpaca, a tokenization infrastructure provider, raised $150 million in a Series D round, reaching a $1.15 billion valuation. This positions Alpaca as a leader in tokenization, potentially attracting more clients and partnerships in the digital asset space. Increased adoption of tokenization solutions across financial markets is expected, enhancing asset liquidity and efficiency. However, Alpaca must navigate competitive pressures and regulatory challenges to sustain its growth.

Source: The Block
№05

Banks Aim for Agentic AI Scale in 2026

Banks are expected to scale agentic AI deployments in 2026, moving beyond early trials to broader adoption across financial services. This widespread AI adoption could redefine customer interactions and operational efficiencies, challenging banks to innovate or risk falling behind. Increased investment in AI infrastructure is anticipated, alongside potential regulatory scrutiny on AI-driven financial services. The scalability of agentic AI will depend on overcoming technical and ethical challenges.

Source: Banking Dive
The Long Memory
“Did you know that JPMorgan processed over $10 trillion in payments last year, making it one of the largest payment processors in the world?

Source: The Block ↗