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Archive · January 29, 2026

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Story 01

UAE Launches First Central Bank-Registered Stablecoin, USDU

Universal Digital has launched the UAE's first central bank-approved USD-backed stablecoin, USDU, aimed at boosting digital asset settlement. This move positions the UAE as a leader in stablecoin adoption, potentially challenging traditional banking systems. The success of USDU will depend on broader adoption by businesses and consumers, which may take time. Expect increased adoption of stablecoins in the region, influencing other central banks to follow suit.

Source: Finextra
Also Worth Knowing
№02

Checkout.com Acquires Euro Stablecoin Issuer Blue EMI to Enhance Digital Currency Capabilities

Checkout.com has acquired Blue EMI, a licensed issuer of euro stablecoins, enhancing its capabilities in the digital currency space. This acquisition strengthens Checkout.com's position in the European payments market and could accelerate the adoption of euro-denominated stablecoins. The success of this acquisition hinges on regulatory acceptance and the ability to integrate stablecoins into existing financial systems. Watch for increased use of stablecoins in cross-border transactions and treasury management within Europe.

Source: Finextra
№03

AI-Fueled Fraud Forces Banks to Rethink Identity Checks Amid Rising Financial Crime

AI-driven fraud is prompting banks to overhaul their identity verification processes to better manage financial crime in the digital economy. Banks that effectively integrate AI into their fraud prevention strategies may gain a competitive edge by reducing fraud-related losses. However, while AI can enhance fraud prevention, it also introduces new vulnerabilities that banks must address. Expect increased investment in AI-based identity verification solutions and potential regulatory changes to address AI-driven fraud.

Source: PYMNTS
№04

Mastercard Launches BIN Sponsorship Programme for UK Fintechs to Streamline Market Entry

Mastercard has launched an accreditation programme for BIN sponsors to support UK fintechs in launching card programmes, streamlining market entry for new players. This initiative could strengthen Mastercard's position in the fintech sector and increase competition for established banks. While beneficial for fintechs, the programme may lead to market saturation, making it harder for individual companies to stand out. Expect a rise in fintech card offerings in the UK, leading to increased innovation and competition in the payments space.

Source: Finextra
№05

White House to Host Banking-Crypto Summit to Advance Stalled Crypto Legislation

The White House plans to host a summit with banking and cryptocurrency industry leaders to advance stalled crypto legislation. Progress on crypto legislation could provide regulatory clarity, benefiting compliant crypto firms and potentially disadvantaging those unable to meet new standards. While the summit aims to advance legislation, differing interests among participants may hinder consensus. Expect increased lobbying efforts and potential market volatility as stakeholders react to legislative developments.

Source: PYMNTS
The Long Memory
“Did you know that the first credit card was made of cardboard? Diners Club introduced it in 1950 after founder Frank McNamara forgot his wallet at a restaurant.

Filed under: Payments History · The Long Memory

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