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Archive · February 13, 2026

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Story 01

Coinbase Unveils Agentic Wallets for AI-Driven Transactions

Coinbase has launched a new cryptocurrency wallet infrastructure designed for AI agents, enabling autonomous transactions. This development affects crypto users, AI developers, and fintech companies, as Coinbase strengthens its position in the AI-driven fintech space, potentially challenging other platforms to innovate. Increased adoption of AI-driven wallets could lead to new regulatory considerations and standards for AI transactions. While AI wallets are innovative, their success depends on user trust and regulatory acceptance, which may take time to develop.

Source: Finextra
Also Worth Knowing
№02

Google Introduces Agentic Shopping in AI Search

Google has rolled out agentic commerce technology, allowing US shoppers to purchase items directly through AI-enhanced search results. This move affects e-commerce platforms and consumers, potentially disrupting traditional e-commerce by shifting interactions to AI-driven environments. The potential for increased AI adoption in retail could lead to new business models and consumer behavior patterns. While promising, the success of agentic shopping relies on consumer adaptation to AI interfaces, which may face resistance.

Source: Finextra
№03

European Parliament Supports Digital Euro Development

The European Parliament has endorsed the development of a digital euro, supporting online and offline functionalities to enhance the EU's financial infrastructure. This affects EU financial institutions and consumers, potentially reshaping the financial landscape and encouraging innovation. Successful implementation could lead to increased digital currency adoption across Europe, impacting global financial markets. While promising, the digital euro's success depends on addressing privacy and security concerns.

Source: Finextra
№04

HSBC Wins Digital Gilts Pilot for UK Government

HSBC has secured a contract to provide a blockchain platform for the UK's Digital Gilt Instrument pilot, marking a significant step in the digitization of government securities. This affects the UK government and financial institutions, positioning HSBC as a leader in blockchain-based financial services. Successful implementation could lead to broader adoption of blockchain in government finance, impacting traditional securities markets. While innovative, the success of digital gilts depends on regulatory support and market acceptance.

Source: Finextra
№05

FanDuel Eliminates Credit Card Deposits Amid Regulatory Pressure

FanDuel will stop accepting credit card deposits for its services, responding to regulatory scrutiny over junk fees. This affects sports betting users and financial institutions, potentially influencing other platforms to reevaluate their payment methods. This shift may lead to increased adoption of alternative payment methods, such as digital wallets and bank transfers, in the betting industry. While regulatory compliance is crucial, the shift away from credit cards may inconvenience some users and impact transaction volumes.

Source: PYMNTS
The Long Memory
“Did you know that the first credit card was made of cardboard? Diners Club introduced it in 1950 after founder Frank McNamara forgot his wallet at a restaurant.

Filed under: Payments History · The Long Memory

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