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Archive · February 14, 2026

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Story 01

Coinbase Unveils Agentic Wallets for AI-Driven Transactions

Coinbase has launched new cryptocurrency wallet infrastructure designed for AI agents, enhancing autonomous financial transactions. This development strengthens Coinbase's position in the AI-driven fintech space, challenging competitors to innovate. Expect increased adoption of AI-driven financial tools and potential regulatory scrutiny on these transactions. The focus on AI might overshadow the enhanced security and efficiency these wallets offer.

Source: Finextra
Also Worth Knowing
№02

Alipay Reports Surge in Agent Payments Amid AI Adoption

Alipay has seen a significant increase in agent payments, indicating rapid adoption of agentic commerce in China. This surge puts pressure on competitors to enhance their AI capabilities, while also raising concerns about regulatory attention on AI-driven transactions and privacy. The surge might be temporary, driven by novelty rather than sustainable consumer behavior change. Watch for increased scrutiny as the market evolves.

Source: Finextra
№03

Stripe Delays IPO Plans, Aiming for $140 Billion Valuation

Stripe is not hurrying to go public and plans a tender offer to boost its valuation to $140 billion. This decision could set a precedent for other fintechs considering IPOs, potentially increasing investor interest in private fintechs. The focus on valuation might overshadow operational challenges or market saturation risks. This strategic growth approach may reshape how fintechs view public market entry.

Source: Finextra
№04

Bank of Ireland Saves €9.7M Using AI for Fraud Detection

The Bank of Ireland used AI to detect fraud in card payments, saving customers €9.7 million in 2025. This success could push other banks to adopt similar technologies, leading to increased investment in AI-driven fraud prevention solutions across the banking sector. However, the focus on AI might overshadow other critical areas of fraud prevention and customer service. Expect a wave of AI adoption as banks seek to enhance security.

Source: Finextra
№05

Grayscale Files to Convert AAVE Token Trust into ETF

Grayscale is seeking to convert its AAVE token trust into an ETF, aiming to list it on NYSE Arca. This move could set a precedent for other crypto trusts seeking ETF status, impacting the broader crypto investment community. The focus on ETFs might overlook the inherent risks and volatility of crypto assets. Watch for increased regulatory scrutiny and market volatility as more crypto assets pursue ETF status.

Source: The Block
The Long Memory
“Did you know that the first credit card was made of cardboard? Diners Club introduced it in 1950 after founder Frank McNamara forgot his wallet at a restaurant, revolutionizing how consumers approached payments.

Filed under: Payments History · The Long Memory

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