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Archive · February 15, 2026

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Story 01

Goldman Sachs Partners with Anthropic to Enhance AI Compliance Efficiency

Goldman Sachs is collaborating with AI company Anthropic to develop autonomous AI agents for accounting and compliance tasks, aiming to enhance operational efficiency. This partnership positions Goldman Sachs to set a new standard for AI use in compliance, compelling other financial institutions to accelerate their AI adoption. As a result, firms that fail to innovate may find themselves at a competitive disadvantage in the evolving landscape.

Source: Finextra
Also Worth Knowing
№02

Bank of Ireland's AI Fraud Detection Saves €9.7M, Sets New Benchmark

The Bank of Ireland leveraged AI to assess 1 billion card transactions for fraud in 2025, successfully preventing €9.7 million in losses. This achievement may push other banks to adopt similar AI-driven fraud detection systems, increasing competition in security solutions. However, as AI adoption grows, so too may the sophistication of fraud attempts, necessitating continuous innovation in security measures.

Source: Finextra
№03

SoftBank's PayPay Files for US IPO, Aiming to Disrupt Payment Apps

SoftBank-backed payments app PayPay has filed paperwork for a US IPO, signaling its ambitions to enter the competitive US market. This move could intensify competition among payment apps, challenging incumbents like Venmo and Cash App. If successful, PayPay's IPO may lead to further international expansion and increased investment in payment technologies, reshaping the landscape.

Source: Finextra
№04

Crypto Advocates Push for Narrower UK FCA Regulations

The DeFi Education Fund is urging the UK's FCA to limit its cryptocurrency regulations to entities with unilateral control over user funds. This narrower regulatory scope could benefit smaller DeFi platforms by reducing compliance burdens, potentially fostering innovation. However, it may also increase risks for consumers and investors, prompting a reevaluation of regulatory frameworks globally.

Source: PYMNTS
№05

Figure Tests Blockchain Stock Launch, Challenging Traditional Exchanges

Figure Technology Solutions has launched a secondary public offering of its Blockchain Common Stock, testing blockchain's role in trading. Success could disrupt traditional stock exchanges by offering a new model for trading and capital raising, potentially accelerating blockchain adoption in capital markets. However, the complexity and regulatory hurdles of blockchain may limit widespread acceptance in this sector.

Source: PYMNTS
The Long Memory
“Did you know that the first credit card was made of cardboard? Diners Club introduced it in 1950 after founder Frank McNamara forgot his wallet at a restaurant, revolutionizing the way consumers approached payments.

Filed under: Payments History · The Long Memory

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