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Archive · May 6, 2026

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Story 01

JPMorgan Prioritizes Payment Certainty Over Speed in Real-Time Settlement Push

JPMorgan is prioritizing transaction certainty over raw speed in its instant payments strategy, urging payment processors and banks to upgrade verification and security systems. By focusing on reliable, verified transactions, JPMorgan aims to reduce fraud and regulatory risk, pushing industry peers to match these standards or risk losing customers and facing compliance challenges. New requirements for payment finality and fraud prevention are likely to reshape how banks and processors approach real-time payments.

Source: PYMNTS
Also Worth Knowing
№02

Bullish Buys Equiniti for $4.2B, Bringing 24/7 Blockchain Settlement to Transfer Agency

Bullish is acquiring Equiniti, a blockchain-native transfer agent, for $4.2 billion to deliver continuous, instant settlements in securities transfer. This acquisition enables Bullish to compete directly with legacy transfer agents and clearinghouses, who must now accelerate their own blockchain adoption or risk losing market share. Traditional financial institutions face immediate pressure to modernize post-trade systems as Bullish introduces 24/7 blockchain-based settlement to a historically slow sector.

Source: Banking Dive
№03

MoonPay Acquires DFlow, Scaling Solana-Powered Transaction Infrastructure to $50B+ Volume

MoonPay has acquired DFlow, a Solana execution layer firm, expanding its infrastructure to process over $50 billion in trading volume. With this deal, MoonPay sets a new standard for transaction speed and throughput on Solana, challenging exchanges and wallet providers to match its performance. The acquisition highlights growing demand for high-capacity blockchain rails in mainstream payments, prompting rivals to invest in similar upgrades.

Source: The Block
№04

Delaware Fast-Tracks Stablecoin Laws to Attract Issuers and Fintechs

Delaware is enacting the Banking Modernization Act of 2026 and the Payment Stablecoin Act, establishing itself as a regulatory base for stablecoin issuers and fintechs. By offering clear legal frameworks and incentives, Delaware is drawing stablecoin projects away from less defined jurisdictions and influencing national policy debates. Competing states and federal agencies now face pressure to update their own regulations to retain or attract digital asset businesses.

Source: PYMNTS
№05

SoFi Launches SoFiUSD Stablecoin on Solana, Targeting Speed and Cost Leadership

SoFi has launched SoFiUSD on Solana, offering faster and cheaper transactions than established stablecoins like USDC (Circle) and PayPal USD. By leveraging Solana’s high-throughput network, SoFi aims to attract merchants and fintechs seeking efficient settlement, potentially drawing volume away from slower or higher-fee stablecoins. This launch intensifies competition among stablecoin issuers and may accelerate regulatory scrutiny of new entrants.

Source: The Block
The Long Memory
“Despite the rise of instant payments, over 40% of global B2B transactions still rely on paper checks, highlighting the slow pace of change in business payments.

Filed under: Payments History · The Long Memory

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