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Archive · July 21, 2026

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Story 01

FinWise Bancorp Acquires Tallied to Internalize Card Issuing and Processing Stack

FinWise Bancorp has acquired Tallied Technologies, bringing card issuing and processing fully in-house. This move gives FinWise direct control over its credit card programs, enabling cost reductions and deeper service integration. Regional and community banks that still rely on third-party processors may face increased competition as FinWise can now offer more customized products and potentially lower fees.

Source: PYMNTS
Also Worth Knowing
№02

Affirm Wins Amazon B2B Deal to Power Installment Payments for Business Buyers

Affirm has been selected by Amazon to provide installment payment options on its B2B procurement platform, expanding Affirm’s reach into business payments. This partnership positions Affirm to capture a larger share of the B2B payments market and sets a new standard for flexible payment terms in corporate purchasing. Competing B2B platforms like Coupa and SAP Ariba risk losing enterprise customers seeking more payment flexibility if they do not introduce similar offerings.

Source: Finextra
№03

ACI Worldwide Eyes $1.5B Billing Division Sale to Refocus on Core Processing

ACI Worldwide is exploring the sale of its billing division, valued at $1.5 billion, as it sharpens its focus on core payment processing. A successful sale would allow ACI to redeploy capital into its mainline processing business, while potential buyers—such as Fiserv or private equity firms—could quickly gain scale in the billing services market and intensify competition for billers and merchants.

Source: Finextra
№04

MoonPay Acquires Glide to Expand Crypto Deposit Capabilities

MoonPay has acquired Glide, adding new technology and customers to its crypto deposit offering. The deal strengthens MoonPay’s position in the crypto payments sector and broadens its user base. Rivals such as Ramp and Transak may need to accelerate product launches or pursue acquisitions to match MoonPay’s expanded capabilities and retain market share.

Source: Finextra
№05

Stablecoin Startup Cyclops Raises $20M to Challenge Incumbents in Infrastructure

Cyclops, a stablecoin infrastructure startup, has raised $20 million in Series A funding led by Nava Ventures and other major backers. The new capital will fund expansion of Cyclops’ infrastructure, positioning it to compete directly with established stablecoin providers like Circle and Paxos. Venture capital firms are increasing their bets on stablecoin rails, signaling growing demand from banks and payment processors for new integration options.

Source: Finextra
The Long Memory
“The first real-time payment system, Japan’s Zengin System, launched in 1973—decades before today’s global surge in instant payments adoption.

Filed under: Payments History · The Long Memory

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