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Archive · October 29, 2026

October 29, 2026.
Five payments stories that matter.

The 5-minute briefing for payments professionals who need to know what happened, what it means, and what to do about it — before their 9am.

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The Lead

Story 01

Adyen’s Q3 Payment Volume Rises 30% as Platforms Lead Revenue Growth

Adyen reported Q3 processed volume of €451 billion, up 30% year over year, while net revenue rose 23% to €738 million. Platforms revenue grew 46%, ahead of Unified Commerce at 29% and Digital at 16%. Management attributed growth to increased payment volumes from existing merchants, new enterprise customers and acquisitions. Orb customers have begun moving payments to Adyen, extending the acquisition into payment processing relationships.

Source: PYMNTS
Also Worth Knowing
№02

Valley Plans One Small-Business Segment With Bluevine

Valley plans to combine Bluevine and its existing small-business banking business into one segment rather than maintain separate traditional and digital businesses. Executives outlined the approach following September’s announcement of the $340 million cash-and-stock acquisition. Bluevine brings 175,000 active small-business clients and $2.1 billion in deposits. Valley says the acquisition would increase its small-business customer base twentyfold and give the bank national digital distribution.

Source: Banking Dive
№03

RBC Blocks Personal AI Agents From Direct Online Banking Access

Customers who connect external personal AI assistants directly to RBC’s authenticated digital properties will lose that access. RBC told customers it would block third-party personal AI agents from those properties, including online banking, and stop existing connections. The restriction targets authenticated website access; it does not establish a blanket ban on third-party financial-data access or API integrations.

Source: PYMNTS
№04

Monzo Launches Spanish Accounts With Local IBANs and Bizum

Monzo launched in Spain with Spanish IBANs and Bizum integration, allowing customers to apply for personal, joint, under-18, business and instant-access savings accounts. The expansion follows its European banking licence from the Central Bank of Ireland in 2025. Local account identifiers and Bizum give Spanish consumers and businesses domestic account and payment functionality; the launch reporting did not disclose customer acquisition or deposit balances.

Source: PYMNTS
№05

Happen Grows Deposits 22% as Loan Issuance Through Its App Doubles

Happen, formerly LendingClub, reported Q3 deposits of $11.5 billion, up 22% year over year, and loan originations of $3.3 billion, up 26%. Loan issuance through its app doubled, while the number of active borrowers holding deposit accounts tripled. Management also plans to reduce thinner-margin auto refinancing and reprice loans where possible, with Q4 originations guidance of $3.1–$3.2 billion.

Source: PYMNTS
The Long Memory
“Under the Fair Credit Billing Act’s billing-error procedure, consumers generally must send a written dispute within 60 days after the creditor sends the first statement containing the error—even if they already disputed it by phone. The FTC advises sending the letter to the creditor’s billing-inquiries address, which may differ from its payment address. Source: Federal Trade Commission, “Disputing Credit Card Charges” — https://consumer.ftc.gov/articles/disputing-credit-card-charges

Filed under: Payments History · The Long Memory

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